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Tips can help you avoid being 'phished' on the Web

Susan Morris
By Susan Morris
2 Min Read May 8, 2012 | 14 years Ago
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Heads up, computer users. High-tech scam artists called phishers have invaded the Internet.

They search the Internet 24/7 for credit card numbers, bank account numbers, social security numbers, any information that will enable them to steal your identify, commit crimes and run up charges under your name.

In a typical scam, phishers will send out an e-mail or pop-up message asking for your validation of account information. Often the message contains a veiled threat, suggesting bad things will happen if you don't provide the critical information.

We are all vulnerable to such scams. A recent report says two in five Internet users have been victimized by phishers. It doesn't matter how computer savvy you are. Two self-described computer geeks in my family have fallen prey to these criminals.

Here are some tips from the Federal Trade Commission on how to avoid being phished:

  • Do not reply if you get an e-mail or pop up message that claims to be from a business or organization with whom you do business. If you are concerned about your account, make a phone call to the organization or business.

  • Do not e-mail personal and financial information. No site is completely secure; the phishers know how to forge security icons.

  • Review credit card and bank account information as soon as your statements come to determine whether there have been any unauthorized charges. If your bill or statement are late, call your bank or credit card company to confirm your address.

  • Be leery of opening any attachment or downloading any files from your e-mails regardless of who sent them.

  • Install anti-virus software and keep it up to date.

  • Report any suspicious activity to the FTC (1-877-382-4357).

    The bottom line: Every time you go on line, you should be suspicious, cautious and observant.

    Visit www.ftc.gov/spam for additional tips on avoiding being phished.

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